The need for encryption
Browsing Internet is a public activity. By public activity I don't mean that people stand behind your back and watch what is done browsing the web.
However a lot of people have access to your browsing activity electronically. These could be people at the Internet service provider where your Internet connection goes to, these people could people that manages the web site you go to, these people can be people that manage Internet traffic in between your device and destination computer.
If data that includes sensitive or private information is passed using clear text communication protocol, then such data can be easily obtained.
Using HTTPS makes data secure, it makes it very very difficult to be unscrambled by a person who does not have the private key.
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